A Public Insurance Claim adjusting (or Public Insurance Adjuster) is an insurance adjuster that makes claims and claim processing decisions for policyholders in a variety of settings. An insurance adjuster works very much like a private attorney, but instead of delivering legal briefs in court, he or she focuses on the specific details of a claim.
Insurance Adjusters are usually not licensed lawyers but are instead hired by private entities to review their claims. They are responsible for providing advice as to what they believe the cause of the loss to be, and then determine how to make the loss happen to the policyholder. The insurance adjuster may make a recommendation of a policy payment reduction or may work with the insurer to find out why the policyholder’s loss occurred, and what can be done to fix the problem.
Insurance Adjusters are not just attorneys working for a law firm. In fact, some adjusters actually do not even practice law! Some adjusters work for private companies that are not regulated by the state, and the claims made on their part must be supported with documentation.
Most states require their Public Insurance Claim adjusts to be licensed to practice, and it is vital that adjusters have a thorough understanding of the laws governing insurance policies, as well as experience with the claims process in the particular area in which they will be performing their duties. Each state has its own rules and regulations regarding their Public Insurance Claim adjusters. It is very important to find an adjuster that has experience in the state in which you live, so that you can be assured that you are dealing with a professional who fully understands the laws in his or her state.
The best way to find a Public Insurance Claim Adjuster is to consult your local Better Business Bureau. This organization is required by law to publish a list of licensed insurers, who meet all the required criteria. Their website is also a good place to start.
Insurance Adjusters are also available online through many websites that provide public insurance claim adjusting services. When searching online, it is important to make sure that the site is licensed by the state of the insurance company where the claim has been filed, and that the claim has been submitted in writing by the insurance company. You should also check to see if the site has any comments from past customers.